Much has been made of the importance of public liability insurance in relation to events in recent years. A wave of litigation and expensive settlements means that H&S and insurance are two very hot topics for anyone putting on an event nowadays and there are stringent laws and guidelines covering both.
The important thing for event holders is to distinguish between what is essential and regulated by law in terms of liability insurance and events, what is good, safe practice and what is simply inaccurate hysteria, often fuelled by an indignant media!
The hard fact is that litigation and personal accident claims are a fact of modern life. Very recent parliamentary action is starting to curtail the personal accident claims and ‘ambulance chaser’ industry, but events organisers still need to be covered and protected.
You will find that many customers like to see that PL insurance is in place when events are being promoted. It offers extra peace of mind, so the bonuses go beyond simple adherence to law and it will be one thing off your list too.