Life Insurance Calculator | Stuber Insurance Agency

By: Stuber Insurance  09-12-2011

Tips for Data Entry:

Simple calculation only – time value of money is not factored in. Please contact us for more extensive help in your needs analysis.

Funeral Expenses average $10,000 total.

Estate Administration is often a percent of the estate value (5% is average for many cases)

Child care costs may include nanny / daycare if death of a non-working parent occurs

Educational costs do not account for inflation. Contact us for more detailed educational cost estimates as needed

Survivor income should generally be a percent of current income – 65 – 75% is a common average. How long the income should last is an important component in an effective needs analysis. Please contact us for a more detailed approach to preparing for survivor income.

The ‘life insurance needed” total is based on the dollar amount of input values. Contact us for more information!

The information in this article was current at 06 Dec 2011

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