Individual Health Insurance (pay monthly

By: Stuber Insurance  09-12-2011

The BasicsThe purpose of insurance is to provide protection from potentially large financial losses. Whether you’re looking at a health, dental, disability or long-term care personal or business health plan, your health insurance agent or broker will help you identify the benefit products that will satisfy your needs or the needs of your company. They not only look out for your bottom line, they work to make sure you get your money’s worth.

Health Insurance Expertise Matters

Whether you manage a successful business or work for one, one thing is certain—everyone needs solid health care coverage.

Where To Turn for Health Insurance – Business and Individual Plans

Joe can provide the expertise you need to make the right choices and can help you find the best plan for your particular needs. Joe is an expert who has:

  • Health market knowledge
    knowing the best products from the merely adequate
  • Health state and federal regulations knowledge
    state and federal regulations can expose your business to serious liabilities
  • Health industry knowledge
    knowledge of the industry—by completing continuing education courses.

We will help you:

  • Review your unique needs—for you or your employees
  • Learn about carriers and products that can satisfy your specific concerns
  • Ease the burden on your time by doing the “legwork” for you
  • Get the most from your coverage after you’ve bought it.

Other products and services from Stuber Insurance


Car Insurance | Stuber Insurance Agency

New Car Insurance Discounts: * 8% discount on auto insurance just for being a New Jersey homeowner* Additional 5% discount by insuring your home with one of over ninehomeowner carriers through Stuber Insurance Agency. Ask for details onour discount package program covering both your car insuranceand home insurance.Talk with us today about this and other available discounts.


Homeowners Insurance | Stuber Insurance Agency

We provide personal property protection as well as cover additional living expenses when you’re forced from your home. Allow us to help you determine your home’s replacement cost to be sure you have the proper home insurance coverage. Protect your home, property and related outbuildings including fences, driveways, and sidewalks. Have comprehensive Personal Liability protection worldwide in case of injury to others.


Life Insurance Calculator | Stuber Insurance Agency

Survivor income should generally be a percent of current income – 65 – 75% is a common average. How long the income should last is an important component in an effective needs analysis. The ‘life insurance needed” total is based on the dollar amount of input values. Simple calculation only – time value of money is not factored in. Estate Administration is often a percent of the estate value. Educational costs do not account for inflation.


Products | Stuber Insurance Agency

On a personal level, we offer Universal Life Insurance and Mortgage Insurance to Long Term Care, IRA and Low Interest loans as your local affiliated agent for Assurance Partners Bank. From Property and Computer Hardware / software coverage to Workers Comp to Surety Bonds, we can advise answer questions and be sure you have the proper coverage for your business. Find out what automobile insurance discounts might be applicable to your policy.


Personal Insurance | Stuber Insurance Agency

Before another day goes by, do something to protect your family’s home with Elite Term, affordable, effective term life insurance. Give us a call right away to find out more about just how affordable total mortgage protection really is. If you have not planned financially for untimely death, you do not have complete mortgage protection. We’ll help you keep your house your family’s home, no matter what happens.