This is our lowest cost option, and is a modified whole life policy. It can last for life, even if you live to age 120. Choose face amounts from $5,000.00 to $75,000.00. You can apply from age 1 to 75. Full protection starts the first day the policy is received by you while your health is the same as when you applied, and your first premium is paid. (See application
for state specifics.)
Your first month is only 1¢. (Not Applicable in ID, UT, and NV)
This is life insurance which provides you a cost which does not increase due to your age or health, at lower rates than our Permanent, or Whole Life Insurance. Only if everyone in your classification has a rate change can your cost change. You cannot be singled out. Protection can last until you are 95 years old.
An added bonus: In most states, it includes a "Living Benefit" provision for terminal illness. Pre-pays half (50%) of your life insurance benefit, if after you are approved you develop and are diagnosed with a terminal illness and given a life expectancy of 12 months or less. Spend this any way you want! This is an acceleration of benefits. The rest of your insurance continues.
Protection available from $5,000.00 to $75,000.00. Can be issued from ages 1 through 75. Full protection starts the first day the policy is received by you while your health is the same as when you applied, and your first premium is paid. (Not available in all states.)
Unconditional money back guarantee! * If at any time during the first 90 days you change your mind, just return your policy for a full refund. (* See your policy for state specific guarantees.)
Your first month is only $1. (Not Applicable in ID, UT, and NV)