Renewals | Ralph Prospero

By: Ralph Prospero  09-12-2011
Keywords: Mortgage, credit card, home equity

Renewing your mortgage is as important a financial decision as selecting your first one. While renewing your mortgage, you are in a stronger financial position as compared to where you were before. Your home equity grows over a period of time and by decreasing your principal loan balance, you are in a good position to negotiate. However, many prefer to just sign their existing agent’s mortgage renewal form without trying to get a good deal on the new mortgage. This results in a higher rate and a mortgage package that does not cater to your individual needs.

With my expertise in the Canadian mortgage industry, I can help you get the most out of your mortgage renewal. Pay off existing debts, clear high-interest credit card bills, renovate your home and do a lot more after renewing your mortgage.

Call Today! 1-877-543-2023

Keywords: credit card, Credit Card Bills, home equity, Mortgage,

Other products and services from Ralph Prospero


Commercial | Ralph Prospero

The industry is moving towards securitization as an alternative to the traditional balance sheet lending of the big banks and insurance companies. With the addition of these new players, and the move towards increased securitization, the Canadian commercial mortgage market is set to grow. Securitization is leading to a greater availability of funds and greater flexibility in the types of properties that can be mortgaged.


Home Buying | Ralph Prospero

Buying a home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision today. Although it is nice to think about the positive aspects of owning a home, it is just as important to consider the difficulties as well. It’s the change of your house becoming your home and the spot where all your memories will be built in the future.


Pre-Approval | Ralph Prospero

The pre-approval is based on the information you provide to us in your application and is subject to verification of conditions such as employment and down payment verification. As an experienced mortgage agents I can help you get a home loan pre-approval, and secure the right amount to ensure you have as much buying power as your budget can afford.


Refinance | Ralph Prospero

Our experienced mortgage professionals, who have extensive knowledge of the mortgage industry, will provide the necessary guidance that you need in making the right refinance decision. Consolidating multiple mortgages into onePaying the installments of two or more mortgages at the same time can be quite a burden for most individuals.


Home Equity | Ralph Prospero

Whether you want to refinance your existing mortgage or make use of your Home Equity for any purpose that you desire, the decision to refinance requires proper planning and consideration of several factors. From consolidating several debts into one, to lowering monthly payments and getting ready cash-in-hand, refinancing was never this easy.


Services | Ralph Prospero

Whether you are a first time homebuyer or are looking to refinance an existing mortgage, we provide you with the best, personalized solutions to fulfill your financial requirement. New Home Financing § Refinancing Existing Mortgages § Mortgage Renewals § Home Equity Loans § Mortgages for Self-Employed § 2nd Mortgages § Line of Credit § Debt Consolidation.