Solutions for Money and Debt Problems

By: Adamson & Associates  09-12-2011

Adamson and Associates Inc. specializes in personal and corporate bankruptcy solutions in Southwestern Ontario. We can help you solve the following issues:

Credit Counselling starts by assisting the client to recognize and correctly identify the issues that led to the present financial problem. We will talk with you about the cause of the problem and the possible solutions that may be available to you including, debt restructuring, and insolvency proceedings.

Budgeting assistance involves accurately identifying your living expenses including ongoing and contingent expenses as well as ensuring that you have sufficient funds to meet the needs of your family and your lifestyle. At Adamson and Associates Inc. we will take the time to review your monthly spending habits and traits with you to help you to understand what steps you can take to better manage your money.

Credit Reports can be obtained from either of the two main Canadian Credit Reporting Companies, Equifax or Trans Union. The format of the credit reports, from either company are essentially the same and governed by the Consumer Reporting Act. You have a right to see your credit report at least once each year and should exercise that right to ensure the accuracy of the information being reported.

We will review your budget with you and provide you with useful, practical tips to both manage your money and help you to plan for important life events. Managing your money effectively is essential if you are to achieve your life goals.

If you are contemplating bankruptcy, you are probably experiencing a great deal of stress because of your financial situation. This stress usually bleeds into other areas of life - family, friendship, and career often leading to arguments with loved ones and co-workers and the inability to relax in ways that are healthy.

A collection agency is a business that pursues payments on debts owed by individuals or business. Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed. Creditors typically send debts to a collections agency in order to remove them from their accounts receivable records; the difference between the amount collected and the full value of the debt is then written off.

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Other products and services from Adamson & Associates


Consumer Proposals- London Bankruptcy Trustees

If you were insolvent prior to making the proposal, you return to the same situation and your creditors would have a claim against you for the amount owed to them before the proposal, minus any amount you paid to them during the proposal. Two or more consumer proposals may be joined where they could reasonably be dealt with together because of the financial relationship of the consumer debtors involved.