Retirement Benefits

By: The Living Benefits Group  09-12-2011

T he goal of every Canadian is to retire comfortably and to know that there will be sufficient funds to provide for an income for the rest of their lives. However, statistics show that less than 60 % of Canadians have any pension program at their work place and that only a very small portion of them are lucky enough to have a Defined Benefit Pension Plan. Most Canadians therefore will rely on CPP as a base, topped up with the sum of the investment returns of their contributions into a Defined Contribution Pension Plan, a personal RSP and/or the recently announced Pooled Registered Pension Plan program, to provide for their retirement. In any case, Canadians must take the responsibility to invest for their retirement. We help our clients develop, execute and maintain an appropriate program. Once established we continue to monitor, advise and education them on a regular basis. We review and discuss the complexities and fluctuations of the returns of their programs, we help to make changes and/or modification where appropriate and we encourage them to maintane the discipline needed to achieve their ultimate goal of a secure retirement.

Contact The Living Benefits Group

Email - none provided

Print this page

Other products and services from The Living Benefits Group


Life Insurance

Most of these policies have a guaranteed convertibility option that allows you to convert your term policy to a permanent one at a later date, without having to go through the length underwriting process and redoing your medical information. Because these policies are designed and priced for you to keep over a long period of time, this may be the wrong type of insurance for you if you don't have a long-term need for life insurance coverage.


Long Term Care

If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you’ll need long-term care services. Many people mistakenly think their government health insurance plans will pay for the long-term care services they may need at some point.


Employee Saving Programs

W orking with only the top rated providers of Group Insurance and Retirement Savings Programs, we ensure that our flexible, value-added and innovative benefits planning model can be tailored to fit the specific needs of our clients, whether they are a part of a large multi-division/multi-site corporation or small and vibrant local company.


Critical Illness

The tax free benefit provided by Critical Illness Insurance can help you to pay bills or reduce debt, seek alternative care such as Naturopathic treatment and medication or allow your spouse the means to be able to take a leave of absence from work to support you in your time.


Disability Insurance

All of your plans for the future—from buying a home to putting your kids through college to building a retirement nest egg—are based on the assumption you will continue to earn a paycheck until you retire. You don’t hesitate to insure your home, car and other valuable possessions, so why wouldn't you insure something that is much more valuable than all those things.