Employee Saving Programs

By: The Living Benefits Group  09-12-2011

W orking with only the top rated providers of Group Insurance and Retirement Savings Programs, we ensure that our flexible, value-added and innovative benefits planning model can be tailored to fit the specific needs of our clients, whether they are a part of a large multi-division/multi-site corporation or small and vibrant local company. Our clients include Canadian Corporations with international operations in the United States or abroad, as well as International Organizations establishing either a significant division or a simple presence here in Canada.

Contact The Living Benefits Group

Email - none provided

Print this page

Other products and services from The Living Benefits Group


Life Insurance

Most of these policies have a guaranteed convertibility option that allows you to convert your term policy to a permanent one at a later date, without having to go through the length underwriting process and redoing your medical information. Because these policies are designed and priced for you to keep over a long period of time, this may be the wrong type of insurance for you if you don't have a long-term need for life insurance coverage.


Long Term Care

If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, you’ll need long-term care services. Many people mistakenly think their government health insurance plans will pay for the long-term care services they may need at some point.


Critical Illness

The tax free benefit provided by Critical Illness Insurance can help you to pay bills or reduce debt, seek alternative care such as Naturopathic treatment and medication or allow your spouse the means to be able to take a leave of absence from work to support you in your time.


Disability Insurance

All of your plans for the future—from buying a home to putting your kids through college to building a retirement nest egg—are based on the assumption you will continue to earn a paycheck until you retire. You don’t hesitate to insure your home, car and other valuable possessions, so why wouldn't you insure something that is much more valuable than all those things.


Retirement Benefits

Most Canadians therefore will rely on CPP as a base, topped up with the sum of the investment returns of their contributions into a Defined Contribution Pension Plan, a personal RSP and/or the recently announced Pooled Registered Pension Plan program, to provide for their retirement.