The Pension Specialists - Our Services - services

By: Pension Specialist  09-12-2011
Keywords: Retirement, Pension, Pension Plans

       “We use creative financial solutions to turn our client’s life dreams into realities”

As The Pension Specialists™ we have created and customized a wide range of services to ensure that our clients maintain their future lifestyle.

Unique to the team is the concept of The Pathway to Prosperity™ which is our 5 step process designed specifically to help you eliminate your financial dangers, capture your opportunities, and build on your individual strengths and past experiences. We are able to design distinctive solutions to your individual situation by evaluating your past experiences, present, and future lifestyle needs.

As a successful professional or entrepreneur – you have spent a good portion of your life building your business. You made a lot of sacrifices to get where you are – both financially and personally. Now you have the opportunity to integrate your hard work into your life’s dream. The Pathway to Prosperity for entrepreneurs was designed specifically with you in mind.

Nearing Retirement

Planning for retirement is a complex, lifelong commitment; there are no shortcuts, or one size fits all solutions. We are here to help! We believe cash flow is the most important component – this is what drives retirement – that there is no magic number, everyone’s life is different. We approach retirement as a process and work towards that goal. The first step is to start with The Pathway to Prosperity or our Pension Navigation process.

Tune up your retirement today! The Pension Navigation Process™ has been created for individuals nearing retirement. As The Pension Specialists™, we are well equipped with the proper tools to ensure that you transition into retirement successfully.

The sudden loss of your job is an emotional, gut-wrenching experience, regardless whether you are being terminated or offered some kind of early retirement package.
If you are unfortunate enough to find yourself in this position, you will be faced with a myriad of financial decisions regarding your severance package. One of those options may include you being eligible for a retiring allowance. If you find yourself on the roster of the newly unemployed, seek professional advice and make sure someone reviews your package. A good rule of thumb is not to sign a severance agreement until you've had ample time to think it over and do some research. It’s important to understand how this will impact your personal circumstances. We are here to help!

Check out our articles as featured in the Canadian Money Saver Magazine …

UK Pensions
If you have worked in the UK and are now living in Canada, and think you may have an Occupational or Personal Pension or be entitled to the UK State Pension, contact us to find out more. These are important decisions and we can help provide you with independent advice for a fee to help you with your decision making process as to transferring your pension to Qualified Recognized Overseas Pension Scheme (QROPS) or enhancing your UK State Pension.

Defined Benefit Pension Plans like OMERS/Hydro

. Many people working in public and private sectors with defined benefit pension plans use our services to help them choose the pension option that suits their needs. Basically, there are usually two options available to someone who is retiring or terminating their employment. There is a pension option or commuted value. Unknown to many people is the alternative option of transferring the present value of their pension plan to an Individual Pension Plan.

Investment Approach

We use Counsel Portfolio Services a comprehensive portfolio service centered on providing investors with a disciplined approach to investing for the long-term. Together, we are dedicated to providing our clients with a sound intellectual framework to help you make effective long-term investment decisions. We achieve this through the continuous research, selection & monitoring of investment specialists, and by providing solutions that are efficiently diversified and effectively managed. 

Don’t leave home without it! Whether it is for business or pleasure, be sure to protect you and your family…

The travel insurance products available include:

  • Single trip daily plans;
  • Multi-trip annual plans;
  • Canada-only plans;
  • Emergency medical, paramedical or hospital care;
  • Baggage insurance (loss or delay);
  • Trip cancellation or interruption;
  • Coverage for expatriates, foreign students, or visitors to Canada;
  • Special risks insurance;
  • Accident and flight accident insurance (death or dismemberment).
How we are compensated…

As providers of financial advice, we believe in full transparency. We are compensated in a variety of ways, including:

  • Investment management fee – based on assets under our management
  • Commission – typically embedded in investment and insurance products

We will outline the various fee and compensation structures available to you. The initial consultation will be at our expense so that we can focus on three main areas, dangers, opportunities and strengths. This will enable you to get a much clearer picture of what is standing in your way, what you might gain and what will make it possible for you to turn your life dreams into reality.

Our Commitment to our Clients
  • Show up on Time
  • Do What we Say
  • Finish What we Start
  • Say Please and Thank you

Each of these four habits is based on showing respect and appreciation for other people. Many of our business principles are derived from The Strategic Coach®.
As part of our service commitment, you can expect the following:

  • Warm, friendly atmosphere with great staff
  • Phone calls returned within 24 hours or sooner
  • Regular communication, E-newsletters, market updates etc.
  • Informational Seminars for the whole family
  • Annual Reviews

Keywords: Pension, Pension Plans, Retirement

Other products and services from Pension Specialist

09-12-2011

The Pension Specialists - Our Services - Pathway to Prosperity

The Pathway to Prosperity™ is our unique 5 step process designed specifically to help you eliminate your financial dangers, capture your opportunities and build on your individual strengths and past experiences. By using a combination of your past experiences, present and future lifestyle requirements, integrating them with financial strategies we are able to design solutions unique to your situation.


09-12-2011

The Pension Specialists - Travel Insurance

Coverage for expatriates, foreign students, or visitors to Canada. The travel insurance products available include. Accident and flight accident insurance.


09-12-2011

The Pension Specialists - Our Services - SeverancePackages

The amount offered is usually dependent on the length of service you would have with your employer. Salary Continuation comes in different forms, from a guaranteed income to a lump sum payment. Severance packages normally cover the following areas. Most people go on to bigger and better things. PAY ATTENTION TO YOUR PENSION!!!!.


09-12-2011

The Pension Specialists - Corporate Services

Our team will not only conduct a series of workshops for employees to address their questions, but will also spend time with each employee at retirement to help evaluate their situation and explain each available option. We also assist companies to implement executive compensation structures such as individual pension plans, retirement compensation arrangements and other tax deferral tools.


09-12-2011

The Pension Specialists - Our Services - Pension Service Centre

As with any journey, it is important to keep your eyes on the road ahead and always be aware of your speed and fuel. Your pathway to success may be challenged with life’s roadblocks or detours. The service centre has been created for individuals nearing retirement. Together we review options based on your current pension. You develop alternatives strategies and routes. We plan for life’s detours and roadblocks. You decide your chosen route.


09-12-2011

The Pension Specialists - Business Owners

By using a combination of your present and future lifestyle requirements, integrating them with financial strategies we are able to design solutions unique to your situation. As a successful professional or entrepreneur – you have spent a good portion of your life building your business. The Pathway to Prosperity was designed specifically with you in mind. Individual Pension Plans for Small Business Owners.