SERVICES | Prem Malik

By: Prem Malik  09-12-2011
Keywords: tax planning

Unique Solutions:

Whether you want to retire at 45 with a house in the Bahamas, have five children who need to go to university in ten years, want to launch a new company to take advantage of corporate tax planning or have aging parents that want you to get more from their estate than the taxman will – the magnitude of investment skills and information you need can be overwhelming.

A truly unique advisor, Prem not only has the experience to get you on the right track, but also the personal dedication to keep you there. He only has you and your family’s best interest in mind, offering solutions that are distinctive, thorough, and give you what you want out of life.

Protect yourself, your family and your assets; improve your overall investment results. That is the type of service only an honest, hard working advisor like Prem can provide.

Services offered include:

  • investment strategies
  • estate planning, living wills and power of attorney
  • pension and retirement plans
  • registered and non-registered savings
  • RESPs and children’s education
  • planning for aging parents care
  • disability, life, and critical illness insurance (sold through my association with Queensbury Insurance Brokers)

Keywords: tax planning

Other products and services from Prem Malik

09-12-2011

COMPENSATION | Prem Malik

His clients are trusting him with their money, security and financial future; therefore he is committed to being straight forward and honest with regards to all fees and commissions he receives from the products he proposes. The insurance company pays a commission on a percentage of the annual premium for an insurance policy and annual renewal commissions.(Insurance sold through Queensbury Insurance Brokers Inc.


09-12-2011

PREM’S POLICY | Prem Malik

Commitment: Prem will constantly oversee your portfolio and give you ongoing advice to ensure that your financial plan is meeting its short and long-term objectives at all times. Prem will not propose any insurance policies* or mutual fund investments if they don’t make sense for his client’s portfolio or financial plan.


09-12-2011

MALIK’S CORNER | Prem Malik

You can get a double tax credit for the same expense….this is wonderful….say you updated your windows and get the eco-energy retrofit grant. There are many other eligible expenses so check this out carefully because even blinds and window coverings are eligible. A client asked me this weekend…would installing a hot tub qualify me for a Home Renovation Credit.


09-12-2011

MALIK’S CORNER | Prem Malik - maliks corner

The US appears to be embarked on fiscal and monetary policies of weakening their currency in an effort to make their exports more competitive and in the process provide a stimulus to their domestic economy. Even if one does not live in the United States estate tax applies to anyone who owns “US situs property” made up of shares and debt of US companies including what is held in a deferred plan such as a RRSP.