PREM’S POLICY | Prem Malik

By: Prem Malik  09-12-2011
Keywords: Insurance Brokers, Mutual Fund

  • Integrity: Prem will not propose any insurance policies* or mutual fund investments if they don’t make sense for his client’s portfolio or financial plan.
  • Commitment: Prem will constantly oversee your portfolio and give you ongoing advice to ensure that your financial plan is meeting its short and long-term objectives at all times.
  • Dedication: Prem’s genuinely concerned with making sure his clients pursue their goals. He insists on being candid, and if something doesn’t make sense or fit with the financial plan he’ll tell you.
  • *(Insurance sold through Queensbury Insurance Brokers Inc.)

    Keywords: Insurance Brokers, Mutual Fund

    Other products and services from Prem Malik


    COMPENSATION | Prem Malik

    His clients are trusting him with their money, security and financial future; therefore he is committed to being straight forward and honest with regards to all fees and commissions he receives from the products he proposes. The insurance company pays a commission on a percentage of the annual premium for an insurance policy and annual renewal commissions.(Insurance sold through Queensbury Insurance Brokers Inc.


    MALIK’S CORNER | Prem Malik

    You can get a double tax credit for the same expense….this is wonderful….say you updated your windows and get the eco-energy retrofit grant. There are many other eligible expenses so check this out carefully because even blinds and window coverings are eligible. A client asked me this weekend…would installing a hot tub qualify me for a Home Renovation Credit.


    SERVICES | Prem Malik

    He only has you and your family’s best interest in mind, offering solutions that are distinctive, thorough, and give you what you want out of life. A truly unique advisor, Prem not only has the experience to get you on the right track, but also the personal dedication to keep you there. That is the type of service only an honest, hard working advisor like Prem can provide. Estate planning, living wills and power of attorney.


    MALIK’S CORNER | Prem Malik - maliks corner

    The US appears to be embarked on fiscal and monetary policies of weakening their currency in an effort to make their exports more competitive and in the process provide a stimulus to their domestic economy. Even if one does not live in the United States estate tax applies to anyone who owns “US situs property” made up of shares and debt of US companies including what is held in a deferred plan such as a RRSP.