Welcome to Munich Reinsurance - Canadian Life and Health Operations - individual

By: Munich Re  09-12-2011
Keywords: Risk Management, Product Development , Reinsurance

Proven Expertise, Innovative Solutions
The Individual Life department is involved in the pricing of individual life insurance treaties, providing support on product development and designing innovative reinsurance solutions to address specific client needs. We have a strong team of experienced actuaries who are motivated to provide high quality service to our clients.

Growth through acquisition

For many insurance companies, achieving sustainable growth through traditional methods is becoming increasingly difficult. However, it is possible to grow and gain a competitive edge by acquiring companies or portfolios of business. Munich Re has the proven expertise you need to analyze potential financial opportunities, maximize the effectiveness of reinsurance techniques, and minimize exposure to risk.

Prospect analysis
If a company or portfolio is being actively marketed for sale, there is a formal bidding process. Under these circumstances, we can provide a team to work closely with you through every step of the process, or we can simply provide a competitive reinsurance quote. (As you would expect, full confidentiality is maintained through every step of the process.)

Effective uses of reinsurance
Your chances of success in the bidding process can be enhanced by leveraging our capital, which is often available at a lower cost than alternative sources of financing. As always, we offer a variety of solutions to meet each client's specific needs:

  • reinsuring in-force blocks of business to free up capital
  • using our aggressive reinsurance pricing to improve your bid on blocks we view favourably
  • proposing innovative reinsurance structures

Product risk management
While there are inherent risks in any acquisition, Munich Re can help minimize your exposure. For example, if there are business risks that do not fit with your strategic plans, an option may be to cede this risk to Munich Re. This, in turn, allows you to focus on the core products and lines of business that provide the best fit with your development plans.

Keywords: Innovative Reinsurance Solutions, Product Development , Reinsurance, Risk Management,

Other products and services from Munich Re


Welcome to Munich Reinsurance - Canadian Life and Health Operations - underwriting

Improved risk management of individual insurance products Munich Re provides a full range of underwriting services you need to manage mortality and morbidity risks, a key to attaining your profit objectives. Underwriting support Expect rapid turnaround service and competitive, creative solutions when you require assistance on medical, non-medical or financial underwriting situations.


Welcome to Munich Reinsurance - Canadian Life and Health Operations - claims

Munich Re's professional claims services department is comprised of seasoned claims consultants with many years of successful experience in the direct insurance and reinsurance industry, all well qualified to assess claims department operations and offer advice on best practices.


Welcome to Munich Reinsurance - Canadian Life and Health Operations - benefits

Whether you are interested in entering emerging markets or designing innovative products, such as Critical Illness and Long Term Care, Munich Re has the expertise and commitment you need to successfully meet sales and profitability targets while managing risks and smoothing out fluctuations in experience.


Welcome to Munich Reinsurance - Canadian Life and Health Operations - group life

Pricing and risk management serviceRecognizing that the rating of the Group Benefits determines the quality and type of business written, we help our clients research, design and formulate enhancements to their rating systems. Munich Re answers this challenge with a range of Group Insurance services, including Employer Group, Creditor or Association insurance, for large, medium or small case markets.