and emerging markets
Our Living Benefits team is involved in the product development,
pricing, marketing, underwriting and claims support of Individual
Critical Illness, Long Term Care and Disability Insurance products.
are interested in entering emerging markets or designing innovative
products, such as Critical Illness and Long Term Care, Munich Re
has the expertise and commitment you need to successfully meet sales
and profitability targets while managing risks and smoothing out
fluctuations in experience.
shows optimal results are achieved by taking a partnership approach
where we share with you our unmatched technical and business expertise
in product development, pricing, valuation, underwriting, claims
products such as Critical Illness and Long Term Care, we provide
valuable research on Canadian incidence rates, guidance on other
pricing assumptions and assistance in the setting of valuation assumptions,
margins for adverse deviation and capital requirements. You also
benefit from our international expertise on emerging products, trends
and experience worldwide.
For major new
products, such as Long Term Care, we can provide turn-key or administrative
Munich Re when you need marketing support and assistance with developing
marketing programs, conducting market research, defining target
markets, developing competitive product comparisons, obtaining technical
data for marketing materials, developing product launch presentations
and promotional material for producers.
and claims support
Re can help you develop underwriting requirements, policy contract
language, applications and claim forms. We also provide training
workshops and case clinics.