MSI - Mario Schwarzenberg Insurance Services Inc.
Insurance, insurance agents, Life Insurance
Life Insurance is insurance for you and your family's peace of mind. Life insurance is a policy that people buy, which can be the basis of protection and financial stability after one's death. Its function is to help beneficiaries financially after the insured person dies.
It can also be a form of savings in the long run if you purchase a plan, which offers the option of contributing regularly. Also, a little known function of life insurance can be tied in with a person's pension plan. A person can make contributions to a pension that is funded by a life insurance company. These are considered private pension arrangements.
You can have a Term Life Insurance Policy (most commonly used when you have financially depended children and/or mortgage and need most insurance for lowest payments) or Permanent Life Insurance Policy (used to preserve estate and pay funeral expense)
In addition, you should also make a list of what you feel needs to be protected in your family's way of life. With a life insurance policy in place today, you can:
- provide security for your family
- protect your home mortgage
- take care of your estate planning needs
- look at other retirement savings/income vehicles
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