CPNI Inc. - Solutions - solutions

By: Cpni  09-12-2011
Keywords: Bank, Banking Services, financial institutions

CPNI Inc. - Solutions

The PAT platform presents Financial Institutions with new ways to generate revenue while leveraging their existing processes and settlement network. Consumers do not need to create and manage additional accounts and bank information remains under bank control.

The PAT platform includes the following innovative solutions:

Bank competitors are not only taking revenue away from financial institutions, but they are also building a trusted brand for payments. CPNI is committed to helping banks defend and grow their payments franchise by allowing payments, money transfers and access to banking services to occur with convenience, speed, security and low cost using a mobile phone. All services are delivered with a single downloadable mobile application.

Global mobile phone ownership has risen to 4.6 billion in 2009, equivalent to more than 68% of the world’s population (International Telecommunication Union, October 6, 2009). The widespread use of mobile phones provides the opportunity to identify both senders and recipients by phone number. The phone number is the best method of uniquely identifying both banked and unbanked individuals.

Keywords: Bank, Banking Services, financial institutions, Mobile Phone

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CPNI Inc. - Solutions - patbuy

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CPNI Inc. - Solutions - patbank

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CPNI Inc. - Solutions - patsend

The worldwide number of users of mobile banking and related services is forecasted to grow from 55 million users in 2009 at a compound annual growth rate of 59.2 percent to reach 894 million users in 2015Source. By the end of 2009, that number had already reached 4.6 billion subscriptions, or a 67 percent global penetration rateSource: International Telecommunications Union,February 23, 2010.