Psychological Illness Claims

By: Aaron Waxman & Associates  27-04-2015
Keywords: mental illness lawyer toronto

Psychological claims include claims for depression, anxiety, post -traumatic stress disorder (PTSD) and mood disorders including bipolar disorder and schizophrenia. A psychological illness can be triggered by a number of causes including a traumatic event such as an accident, physical illness, death of a loved one or workplace stress/harassment. Mental illnesses affect many Canadians and are a leading cause of disability in the workplace. Mental illness is also referred to as an “invisible illness” as it cannot be diagnosed the same way a physical ailment like Diabetes can be diagnosed. Claims for long-term disability benefits that involve psychological illnesses are as complex as claims that involve psychical illnesses, if not more complex. As with any type of long-term disability claim, the insurance company is looking for proof that the insured person is receiving appropriate treatment and under the case of an appropriate specialist (s) and proof of how the illness prevents him or her from performing employment duties. Symptoms of depression can include loss of pleasure/interest in activities formerly enjoyed, feelings of sadness, suicidal ideation, lack of motivation, difficulty concentrating, decreased or increased appetite, changes to sleep patterns and mood changes. Symptoms of anxiety can include physical symptoms like gastrointestinal upset, nausea, racing heart, sweating, shaking, agoraphobia, anxiety attacks, decreased appetite, difficulty sleeping, difficulty with cognition. Post-traumatic stress disorder occurs after a person has experienced exposure to trauma, particularly where he or she has felt that his/her life is in danger and has felt the threat of death or serious injury. PTSD causes a person to re-experience the traumatic event over and over again and to develop nightmares, flashbacks, anxiety, avoidant behaviour, mood changes and other such symptoms. First responders (police, firefighters, paramedics, RCMP), as a result of their profession, are exposed to situations that could cause them to develop PTSD. The lawyers at Aaron Waxman & Associates have helped many clients with psychological illnesses settle their long-term disability claims. Aaron Waxman & Associates is a proud sponsor of the Tema Conter Memorial Trust, an organization that helps first responders who have PTSD.

Keywords: mental illness lawyer toronto

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