Mortgage Insurance | Josslin Insurance Brokers

By: Josslin Insurance Brokers  09-12-2011

The most noticeable differences are that PMI makes it easier to transfer your mortgage to another lending institution should you find a lower rate, you will be able to specify a beneficiary other than the lender, and PMI is typically more affordable. Personal Mortgage Insurance is also designed for hassle-free payouts as opposed to the insurance offered by financial institutions which are notorious for realizing that you are ineligible for coverage at the time of claim. Contact Romano Klomp here for more information on Personal Mortgage Insurance.

You must fill out an application and answer medical questions. Fluid testing may also be required, along with other underwriting requirements.

Things that can be covered
Personal Mortgage Insurance provides a tax-free death benefit, or can provide a monthly disability benefit to pay existing mortgage and other expenses.

Premiums based on
Your age and smoking habits in addition to health status.

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