About Risk N Premium Insurance Brokers
Risk N Premium is owned by Joseph Fernandez, a well experienced Insurance Professional and a Fellow of the Insurance Institute of Canada (FCIP) with over 15 years of insurance experience. I am an independent broker associated with Pacific Insurance, which is an Ontario Licensed Insurance Brokerage, which responds to the needs of all types of clientele.
I can help place risks in both standard and substandard markets offering clients insurance solutions, that provide best protection for their business, commercial vehicles and personal properties. By assessing the individual needs and shopping around with various markets, I ensure that my clients have the right coverage at most competitive prices.
If its not just an insurance broker that you are looking for but one who understands the challenges of running a business and all associated costs, then your choice of the right broker has been made.
In the event of an unpleasant occurrence, I am always available to provide the help that is most needed. Guidance and assistance will be every step of the way.
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