Versabanq Innovations Inc. | Asset Management System (AMS

By: Versabanq Innovations  09-12-2011
Keywords: Asset Management System

The Versabanq Asset Management System (AMS) can manage and report on a diverse portfolio of loan, lease and mortgage assets including both demand and term credit facilities. The system was designed to provide maximum flexibility while incorporating strong internal control features and is scalable to any size organization or loan portfolio.


  • Complex, fully automated syndicated loans with maximum flexibility:

    • Manage all prime and participant roles

    • Varying amortization schedules, fees, interest rates as required

    • Manages full lifecycle including changes to syndication structure as required

  • All types of leasing:

    • For any term and all payment and pre-payment types

    • Multiple draw lease schedules

    • Lease "umbrella" for multi-lease clients; also handles loans and leases for the same client

    • Automatically handles customized tax structures

  • Multi-currency

  • Automated accounts receivable purchasing and retail mortgage pool purchasing and management

  • Extremely flexible, customizable amortization schedule

  • Cheque production and printing

  • Invoice production and printing

  • Exposure management

Risk management and auditing

  • Real-time sharing of workflow across departments

  • Audit trails / notes

  • Customized search and grouping

  • Standard risk weight formulas (fully Basel II compliant)

  • Custom risk rating systems

  • Automatic ratings via S&P or any ratings agency

Fully customizable 13-stage workflow

Each stage of the AMS loan lifecycle is can be customized with specific criteria and user permissions. AMS enforces the workflow and ensures loans can never be approved without a full audit trail.

150+ Pre-built reports

  • Individual Clients

  • Accounting

  • Compliance:

    • Auto Compliance Testing

    • Basel II

    • Large, Non-Exposures

    • NAICS Concentration

    • Residual Position

  • Lender Performance Metrics

  • Sales/Forecasting (Pipeline)

  • Portfolio Analysis

    • Profitability/Spread

    • Asset Concentration

  • Invoicing

    • Pre-scheduled

    • Historical/Projected

    • Manual


  • Standalone or hosted (ASP)

  • GUI based, SQL client-server

  • Real-time

  • Flexible access controls

  • Integrates with any commercial accounting package or core banking system

One module of AMS, the amortization schedule generator, is available for free. Try . To try the full version of AMS at your site, please .

Keywords: Asset Management System

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