KLCFDC.com | Financial Assistance

By: KLCFDC  09-12-2011

If you are considering a business loan from the KLCFDC, you may be required to provide further information-beyond completing our Loan Application Form. You may fill out and print these documents for fax or direct delivery to . You may also choose to complete this information and forward it to us while on-line with KLCFDC.com.Caution should always be exercised whenever you are transmitting sensitive information by the Internet. We have however, created a secure web-based portal and communications facility by which you may send and receive information when we are working through aspects of your initial request for support. This information is protected by a firewall to insure its security and is only viewed by our professional staff and Board of directors as required. To view our Privacy Policy, please click .Please be aware that the Kawartha Lakes CFDC is not here to be in competition with chartered banks or other financial institutions. In fact, we often work with these institutions in the referring and the servicing of clients. We see ourselves as an alternative source for providing financial assistance to businesses, and we are committed to promoting business development. We offer term loans to businesses based upon current interest rates that are market competitive. The interest rates are fixed and are determined by risk assessment. Financing is made available for the following:
  • Business equipment and commercial vehicle purchases (used or new).
  • Commercial property and building construction.
  • Refinancing and consolidation of existing debt, which could involve extending the terms of repayment and thereby reducing your monthly payments while improving your cash flow.
  • Working capital, including possibly inventory purchases as well as start up costs associated with new businesses or business expansion.

Other products and services from KLCFDC


KLCFDC.com | Business Counseling

The Board works closely with our office staff in coordinating meetings with current and future business owners to discuss the plans for their business and how to provide advice on how best to proceed with the executing of those plans. Our volunteer Board of Directors represents various industry and community sectors and the geographic regions that make up the City of Kawartha Lakes.


KLCFDC.com | Business Loan Application

While you are working on your application on the server and also once it is submitted to us, it is protected and secured by local private security certificate using shared key technology. Our server channel is secured using SSH encryption and RSA public-key cryptography algorithms. Required fields are outlined in red.


New Idea or Growing One - evaluationcriteria

This is important in determining its viability, as this will be the foundation within establishing your loan obligations. Whether your business is in the start-up stage or growing, we are interested in supporting your dreams and aspirations. Evidence of your commitment to the business both from a resource and financial position must be evident.


New Idea or Growing One - newidea

We would arrange a meeting to discuss your plans and if they meet our lending criteria, a site visit to your place of business could be set up. If you have an idea for a business, along with some means by which to invest in the project, a call to our office could be warranted. Initially we will work with you in assessing your idea, likely through reviewing your business plan or helping you to develop one.