Mortgage Services

By: Golden Mortgage Services  09-12-2011
Keywords: Mortgage

Congratulations.  You've made the decision to buy a home and we’re here to work with you each step of the way.

Buying a new home can be a source of anxiety, frustration as well as providing a huge sense of accomplishment. Trust our professionals to find the mortgage loan that best fits your needs. Less paperwork and more personal attention means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Apply today for a commercial loan to help you start or expand your business. Whether you are planning to finance a new acquisition, arrange an equity take-out, finance an expansion or capital improvement, or refinance a current mortgage, we will custom design a conventional mortgage package to meet your specific needs. With one of our expert mortgage advisors, you are sure to get the right loan amount, with the right terms, at a competitive rate that's right for you.

Need to get away? If you need finances for a new home, ask us how. Whether you are looking for a second home, or a seasonal getaway, we can help make your dreams come true. Everybody deserves a break - ask us how we can help.

Can’t prove income? Financing available on mortgages for the Self Employed and Commissioned Sales.

Many people borrow money to buy investment properties, aiming to benefit from rising property values or to earn rental income. This is estimated to be a record year for the purchase of rental properties and second homes. With rates this low, and the economy struggling, more people are looking for places to rent, making it very easy to earn quite a bit of profit and appreciation from rental properties. If this is in your plans, you’ll want to shop around to compare fees, interest rates and services just as you would if the loan was for your own home.

Are you having difficulty finding that first down payment? No problem! In the past, borrowers were typically required to have a minimum of 5% down payment from their own resources in order to purchase a home. Today, we have products available that not only allow you this option, but can also offer additional funds to help offset closing costs and get you moved in to your home.

Want to save money? We can help! We can assist you in refinancing your existing mortgage, or help you use your home equity to obtain funds for your next purchase.

Debt piled up can lead to a financial crisis. However, there are several solutions available to help you recover from debt. Securing a loan to consolidate your bills can create one low interest monthly payment and can help you to reduce your rates and payment amount. Home equity or personal loans have much lower rates than credit cards. With lower rates, you can pay off more of your balance. Everyday people are taking action to recover from financial difficulties. While no company can erase your past credit problems, we can help you build a solid future credit score. Eliminating debt frees you from the stress of bills and limits on your credit choices.

This may be your golden opportunity to re-establish your credit..recover from overwhelming debt..or consolidate your high-interest debt into one easy, low-interest monthly payment.

Using a credit line to borrow against the equity in your home has become a popular source of consumer credit.

Lenders are offering these home equity credit lines in a variety of ways. Most loans come with variable interest rates, some come with attractive low introductory rates, and a few come with fixed rates. You will also find most loans have large one-time upfront fees, others have closing costs, and some have continuing costs, such as annual fees. You can find loans with large balloon payments at the end of the loan, and others with no balloons but with higher monthly payments.

No one loan is right for every homeowner so let our experts contact different lenders, compare options, and select the home equity credit line best tailored to your needs.

We can help match you with a lender that doesn’t put as much emphasis on only your credit bureau history. Any lender will approve the applicants with the best credit and income statements, but we have many trusted partners who help those that are having difficulty buying or refinancing.

  • Self Employed
  • Bank Declined
  • No proof of income, No Notice of Assessment, or No financial statements
  • New Immigrant or non-resident
  • Bad credit history or low credit score
  • Past bankrupt
  • Higher loan to value than your bank
  • Special property or land finance

Keywords: Mortgage

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If you obtain this through the financial institution, the premium is considerably higher than if you take out private term life insurance through an independent insurance broker. When you take out a mortgage, it could be at a fixed interest rate for the duration of the mortgage term, eg 5% for the 5-year term, or it could be at a variable rate.