Financial Planning

By: Horseshoe Tax & Bookkeeping Services  15-05-2014
Keywords: Financial Planning, financial advisor, investment advice

Looking for professional help with your investments? You should look for a financial planner. Looking for someone to do this with your best interests in mind? You should look for a fee-only financial planner. Why choose Horseshoe Tax? Fee-only financial planning. We don't sell mutual funds!!! The majority of financial planners earn their income from the commissions they receive for selling you mutual funds (and for as long as you continue to own those mutual funds). The problem with this is their inherent bias towards mutual funds. The main benefit of hiring a fee-only planner is that you know your planner won't have any conflicts of interest. Education. Investing requires knowledge, so we provide our clients with personalized tutoring to allow them to make informed investment decisions. We focus on helping our clients match their investments to their risk tolerance profile. For example, we'll show you how selling covered call options on a portion of your investments reduces risk and volatility in your investment portfolio. Lower your fees. Save the substantial management fees charged by the average mutual fund. No front end load. No deferred sales charges. No trailer fees. We've helped many of our clients save $1,000's per year in fees. In investing, you get what you don't pay for !! Direct investment in stocks and bonds. The original purpose of mutual funds was to provide a professionally managed portfolio to serve investors with too little to diversify on their own. A fund is a good tool for someone with less than $50,000 to invest. If your portfolio is larger than this, you can save on the fees mutual funds charge by investing directly in stocks and bonds. Your portfolio will also be much easier for you to understand and manage. A portfolio consisting of a multitude of mutual funds just doesn't make sense! Take control of your investments. We don't take custody of your assets. We encourage you to do open a discount brokerage account and take control of your investments. It's not as difficult as you might think. Income Tax Planning. For most people, an RRSP is the most tax efficient way to invest. For others, a TFSA might make more sense. We can help you choose a strategy that matches your personal situation and goals. After all, at Horseshoe Tax, income tax is one of our specialties. Personal Financial Planner. Your personal financial planner will be Michael Van Heurn, a professional engineer with many years of investing experience. He provides his clients with regular review meetings to make sure their financial plan stays on track. To see Michael's credentials, please visit the ABOUT US page. Disclaimer. Investing in securities involves risk and can result in a loss. Past performance is not indicative of future results. The investment advice that Horseshoe Tax, its owners, and employees provides is intended as general investment advice and is not purported to be tailored to the needs of the person or company receiving the advice and thus meets the exemption requirements of section 34 of the Securities Act (Ontario).

Keywords: financial advisor, Financial Planning, investment advice, Investment Advisory Service

Contact Horseshoe Tax & Bookkeeping Services


Print this page

Other products and services from Horseshoe Tax & Bookkeeping Services


Income Tax

Horseshoe specializes in Personal and Small Business Income Tax returns.



Horseshoe provides bookkeeping & payroll services for small to large businesses.