What is Auto Insurance?
Why do I need Auto Insurance coverage?
In most states, specific forms and limits of auto insurance coverage is mandatory to satisfy your financial responsibility.
In many cases, financers of car loans require proof of auto insurance coverage to protect their financial interest in the vehicle in case of an accident or some other mishap.
Without auto insurance coverage, you are solely responsible for the costs of injuries and damages involving your vehicle.
How much auto insurance coverage should I purchase?
How can I keep my auto insurance premiums down?
Generally, the longer you drive without major citations or accidents, the lower your premium will be.
You may also qualify for vehicle and driver discounts with Kemper Preferred.
Some of the discounts we offer include:
- Anti-lock brakes
- Anti-theft devices
- Automatic safety belts
- Driver training
- College kids away at school
- Multiple cars
A Kemper Preferred agent can help you determine the best coverage options and available discounts.
Ive heard of GAP coverage, but what is it?
Kemper Preferreds Auto Loan/Lease Protection coverage, commonly referred to as GAP coverage, provides protection against the payment gap between the actual cash value of a car and the amount you still owe on the loan or lease, if your car is deemed a total loss.
Generally, you may add this coverage to any Kemper Preferred auto policy as long as the vehicle is not more than 3 model years old.
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