Purchases The purchase of a property can be a stressful and time-consuming process. Let us relieve some of that pressure by handling the financing details for you. We specialize in residential mortgages for all types of customers in all types of situations. Whether you’re a first-time or repeat buyer, we'll take the time to find you the best mortgage at the best rate possible.
Over 70% of mortgage holders simply sign their renewal form and send it back to the lender. This could result in either a higher interest rate and/or a mortgage product that is not best suited to their particular situation. Whether it be negotiating with your existing lender or finding a new one, will do everything to ensure you get both the best possible rate and product to meet your needs.
Refinances / Equity Take-outs
The time might be right to take some of the equity out of your property and use it to payoff other high interest rate debts such as credit cards or personal loans or use the equity as a down payment on another property. By using the equity in your home may be the smartest approach.
Access to Private Funds
We deal with over 150 active private investors and arrange millions of dollars a year in private mortgage transactions. These deals typically involve non-qualifiers (Business for Self, Credit Issues), rural properties, construction advances, or other non-traditional funding needs.
Small Commercial Property/Store Fronts
Small or commercial property are a neiche market requiring certain types of lenders. We have several alternatives to finance smaller shooping malls, restaurants, or other commercial endeavours.
Secured Lines Of Credit
A Secured Line of Credit is a type of revolving loan with preapproved credit limits and are outstanding for a specific period of time. The line of credit gives the borrower flexible access to funds. Secured lines of credits are available financing products on properties. Their advantage is that they are 'Interest only' resulting in lower payments which can be drawn down and repaid regularly throughout the life of the loan.
If you have decided to build your own home or add to an existing property construction financing may be the way to go.
A 'Mortgage Professional' can help you determine the affordability of your project, how much money you'll need from start to finish, as well the right financing solutions best suited to your specific needs. It helps to start with a good business plan so that you gain the confidence of your potential lender by identifying realistic revenue projections and demonstrating that you can handle this scope of project without endangering your company's financial health.
'Committed To Client Satisfaction!'
Crescent Mortgage Corp