Certificates of Deposit

By: First National Bank Of Manchester  09-12-2011
Keywords: Savings Account


Certificates of Deposit (CDs) are an excellent tool for managing your money when you are able to set aside funds for a period of time. With a CD, you maximize your interest rate and enjoy the security of FDIC Insurance. First National Bank offers CDs for many terms, some with a minimum deposit of just $500.

  • CDs typically pay higher interest rates than many other savings products
  • Interest can be credited to the CD or to a First National checking or savings account
  • Most accounts are FDIC insured up to $100,000. There is no charge to open a CD

A First National CD can be used as collateral for a First National loan.

Penalty for Early Withdrawal
*One year or less:  1 month interest penalty
*More than one year: 3month interest penalty

The information in this article was current at 06 Dec 2011

Keywords: Savings Account

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