Objective Insurance Market Reviews
As we are not affiliated with any one insurance carrier we review the insurance marketplace to come up with the insurance carrier and pricing that best suits your needs.
Plan Design Options
We keep you informed of the latest trends and plan design options from fully insured plans to self insurance as well as Health Spending Accounts (HSA), Wellness Accounts, flex arrangements, EFAPs (Employee Family Assistance Programs), Critical Illness Insurance and Long Term Care Insurance.
Renewal Costing & Analysis
One of the key services we provide to our clients is a full review of your group benefit renewal to educate you about the various pricing components of your renewal and analyze the renewal rates to ensure they are priced fairly and competitively.
Keeping you Informed
We provide you with regular claims experience updates so you are informed of any potential cost increases or concerns before your renewal.
Education & More
We keep you informed of various legislative changes than can impact your plan.
Of great importance for employers when making plan design changes is the cost impact. Our comprehensive cost models let you see exactly what the various plan design changes will cost both on an individual and overall company/aggregate level. As well as providing a benchmark for benefits as it relates to overall compensation.
Employee & Administrator Communication
We help facilitate on-line administration orientation for your plan administrators and conduct employee benefit meetings and updates for your staff.
We do whatever we can to help you with your benefit plan ranging from assisting with disability claims to contract review to ensuring a death claim benefit is available to your employees loved ones as soon as possible.
What's Going On In Industry?
As we handle a number of plans, conduct various market reviews and talk to numerous companies about group benefits we can provide our clients with a good overview of what is going on in industry.