Whether you're buying your first home, your fifth home or building a new home from the ground up, it's important to find a mortgage tailored to your individual needs. As a mortgage broker I am able to offer you a variety of options. Fixed-Rate Mortgages
Fixed-rate mortgages offer the security of knowing what your interest rate and payment will be for the entire term of the mortgage. I can offer both open-term mortgages that feature fixed rates for periods ranging from six months to five year, or fixed-term mortgages that offer fixed rates for periods up to seven years. Variable-Rate Mortgages
A variable-rate mortgage offers a fixed payment with an interest rate that changes over time. Pay down your principal quickly when interest rates are low with terms ranging from six months to five years. Choose an open term and you can pay down your principal even faster without penalties! Home Equity Lines of Credit
If you like the idea of paying your mortgage at your own pace, a Home Equity Line of Credit provides you with a flexible alternative to a traditional mortgage. A Home Equity Line of Credit lets you determine your own monthly payments -- as low as interest only, or as much as you want.
A Home Equity Line of Credit is simply a revolving Line of Credit that allows you to use the equity in your home to borrow money. Construction Mortgages
Choose a construction mortgage (sometimes called a builders mortgage) if you're building a new home. Funds are advanced at various stages of construction until the home is complete. Best of all, you make interest-only payments during construction. 2nd & 3rd Mortgages
Having trouble tapping into the equity in your home? A 2nd or 3rd mortgage may be just the solution you need to accommodate such. Think outside the bank and unlock the equity that is yours.
There are countless residential mortgage products available. Call me today so we can determine which one is the right solution for you.