Products & Services
Choosing the right insurance coverage for your business can mean the difference for survival when disaster strikes. Consider this frightening statistic: 45% of businesses that have suffered a serious loss don't survive.
Finding your Risks
Most businesses face significant risks and exposures. Most of these businesses think that the risks and exposures are: fire, theft, water damage, vandalism, wind damage, and liability.
At DLK we know these are not the true dangers. The real dangers are things such as:
If you don't buy the right insurance for your needs why buy it?
- Loss of their premises..no place to work
- Loss of Assets..nothing to work with
- Loss of Information..business records and client data
- Loss of cash flow..no sales, no income
- Loss of clients..no products or services to sell
Insuring your business based on the lowest price and with just any broker is not properly taking care of your true dangers.
DLK recognizes the complexities of such exposures and does not overlook them when setting the appropriate limits and coverage with a client. We go the extra step to help you anticipate what you'll need to do to recover from such real exposures.
Managing your Risks
At DLK we will show you how you can reduce, avoid and eliminate your risks and when they can't be eliminated transfer the risks through insurance.
The Services You Can Expect
- We prepare a thorough analysis of your insurance needs.
- We have a “solutions management process” that gives our clients total confidence and assurance that their financial dangers will be eliminated.
- We select from a large number of insurance companies, the one that is best suited to your needs.
- We periodically review your insurance programs to make sure they still fit your changing needs.
- We provide you with your own Account Manager. To make sure someone is always available when you call, DLK has an Account Manager assigned specifically to you. They will be heavily involved from the beginning in the design of your insurance policies. We have 4 Commercial Account Managers. If your specific manager is not available someone from their team will be able to step in and take care of your needs. This is in addition to your broker. They are familiar with your coverage and are aware of your requirements and needs. When you call us we will be there. Our goal is to provide you with first call service.
At DLK we offer CUSTOMIZED COMMERCIAL PROGRAMS including:
- Property, Business Interruption, Crime, Equipment Breakdown,
- Liability products including Commercial General, Directors and Officers, Errors and Omissions.
If you have a business, DLK can offer all Products to protect you from your risks.