FINANCIAL WELLNESS Demystifying Investments is presented by a Credit Counsellor who helps participants understand investment language, the distinction between GICs and Bonds and the advantages/disadvantages of Mutual Funds. The presenter gives tips on how to choose an investment strategy that suits your circumstances. Money Planning: ABC's for New Employees and Recent Graduates
is presented by a Credit Counsellor who tackles the issues of managing student loans, basic budgeting for the newly independent person and applying for credit cards: pros and cons. How to Manage Your Money
- a Credit Counsellor walks participants through the process of becoming financially aware, learning to live within your means; ensuring your lifestyle choices do not exceed your income and managing your debt load. Retirement Reality Check.. Being Financially Prepared for Retirement
is presented by a Credit Counsellor who covers areas such as how to lessen the tax bite when you retire, understanding your CPP and company pensions and income tax implications for retirees. What's the Score?
provides you with the information regarding Credit Bureau amd Credit Scores. Learn how information is collected, calculated and used. Get tips on how to improve your standing. Learn to protect yourself from Identity Theft.