Solutions | Mobile Payments | hyperWALLET

By: Hyperwallet  09-12-2011
Keywords: financial institutions, Bank Account, payment solutions

Global Mobile Payments

Brandable Mobile Payment Applications

Enable multi-channel payment services via mobile

Provisioning payment services through different channels is important for adoption, and customer satisfaction.

Take the example of a remittance service; today the remitter has to go into an agent location (eg: Western Union or Moneygram) having withdrawn the cash from their bank account they wish to send to a relative in another country. The process is time consuming and expensive.

Business or consumer retail customers can send payment instructions to hyperWALLET through the mobile channel, making the service extremely convenient.

The payment instruction is captured and executed, resulting in a withdrawal from the remitter's bank account and a deposit in the payee’s bank account in another country and currency.

The hyperWALLET Solution

SMS, IVR, WAP, App, Phone Call or Web

The beneficiary pay portal is brandable and accessible through iPhone App, WAP, SMS, IVR, Phone and Web enabling it to address some of the challenges faced around the world today, including:

  • Beneficiary account setup
  • Cash-outs
  • Notifications & Alerts
  • Balance Enquiries
  • Transaction History
  • .. and much more


Point of Sale & Beyond

At the POS, our customers depend on our platform to support NFC, SMS and mobile P2P applications across linked prepaid, credit and wallet accounts.

Beyond the POS, our mobile commerce platform also supports most of the functions described above, allowing users to transfer money just as they do online.

Mobile Apps & Mobile Web

We provide both native smartphone and mobile browser-based applications which allow customers to deposit and withdraw funds, send and receive money, make bill payments, make merchant payments, remit funds internationally, and view their transaction history -- all quickly and conveniently from their mobile device.

Leverage the mobile channel

Your business, your payments made mobile

hyperWALLET's mobile payment solutions enable businesses, their customers and consumers to leverage the convenience of mobile funds access anywhere, anytime.

Example sectors that can leverage these capabilities include:

  • Payroll for a mobile workforce; e.g: Seafarers, Airline Crew
  • Financial Institutions wanting to launch new services to their customers without the time delays in dealing with their own IT infrastructure
  • Telcos looking to rollout mobile payment services to target the unbanked consumer.
  • International Remittance Providers that wish to enable mobile money transfer capabilities
  • Direct Sales Organizations wishing to increase their branding and ‘buy back’ capability

Keywords: Bank Account, financial institutions, Mobile Payment Solutions, Payment Services, payment solutions

Other products and services from Hyperwallet


Solutions | Foreign Exchange Payments & FX Currency Services

Online System - Our unique and simple to use system enables clients to book Spot, Forward and Drawdown contracts online, 24 hours a day, 7 days a week. We send you an email that confirms the exchange rate we agreed and also tells you our partner’s bank account details. Sending or making a Foreign Currency international payment via hyperWALLET's Foreign Exchange division is simple.


Solutions | Global Payment Network

Global Transaction Services teams offer local clearing but are expensive, with few tools for either the remitter or the beneficiary to manage accounts, status and costs. Commercial customers could not identify a single program manager which provided services across all of these needs. Businesses and individuals operating in more than one country are challenged in small value global payments.


Solutions | Payment Portal - Consolidated Payment Service

Our solution allows companies to establish a set of international payment services in all the markets they serve today and in the future, by leveraging a proven financial technology solutions provider that comes with deep experience, reliability and expertise in the global payments arena. HyperWALLET‘s pay portal is the preferred global payment solution for organizations across multiple industries.


Solutions | Global Payment Platform & Payment Processing System

An extensive suite of online payment services bring personal and business accounts together, facilitating efficient commerce via existing banking, credit card and 3rd party payment networks. This makes many card and online account issuing and payment scenarios supportable “out-of-the-box” without the need for additional technology infrastructure.


Solutions | Brandable Prepaid Cards & Card Programs

Cardholders can easily check account balances, transaction history, enable payment notifications, and manage their spending via a white-label Pay Portal that reflects your organization's brand in the marketplace. Our flexible prepaid card programs allow any business to develop and launch multiple pre-paid programs, from a USD consumer gift card to a reloadable remittance card in a foreign currency.


Direct Pay | Low-cost, online merchant payment service, bank debit & e-wallet solution

Low merchant processing fees Direct Pay transactions are assessed as a low merchant processing fee, in contrast to typical credit or debit card fees of 2-3% or more -- meaning lower costs for your business. Direct Pay's instant credit & autoship support can help your business drive revenue by ensuring customers have a seamless buying experience and obtain their products more quickly.