We have the expertise to create services tailored to meet the needs of businesses of different size, complexity, and lifecycle. We also work with Business Owners to develop in-depth plans that maximize their current and future potential. Lastly we offer Personal Financial Planning services to the employee's and families of the companies we manage.
Comprehensive employee benefits for any-size business
It is a means to attracting and retaining the best people your industry has to offer. Seek the expertise of a Clements Financial insurance specialist to obtain maximum benefits from your group insurance dollars. With group benefits your employees enjoy a broad range of coverage that includes health and dental care, emergency travel assistance, short and long term disability, group critical illness, life insurance, accidental death and dismemberment coverage, RRSPs and much more. The cost of a group health and dental plan is a tax deductible expense to your business and a tax free benefit to employees.
Business Owner Financial Planning
Providing a complete plan that helps you to protect and grow your business. Planning an exit strategy for your business that maximizes your value and legacy. Working with the other professional advisors that support the business owner we develop integrated strategies that focus on you as a business owner, as an employer, and as an individual.
Personal Financial Planning
Risk Management, Retirement Savings, a complete plan sets goals short and long term as well as addressing the complexities and uncertainties of life. We also work on Estate planning and intergenerational wealth transition. Having access to almost every Insurance provider in Canada allows Clements Financial to build a truly unique plan for your needs.