In addition to offering a full line of ICBC Auto Products, we also offer the option of carrying your optional coverage through Intact Insurance. If you have a newer vehicle, and an established safe driving record, you may find lower premiums with a private carrier. For drivers with basic coverage rates high above the base rate, enrolling in a driver's education course can have a positive effect by leading to fewer accidents - resulting in lower annual rates.
Here are a few ways to reduce your premium costs. Ask us if there are other ways as well.
Raise your deductible
Save by raising the deductible on your Collision and Comprehensive coverage. Assume a little more of the risk yourself by raising your deductible to $500 or $1,000, and you will enjoy noticeable savings.
Waive Collision or Comprehensive
By waiving the Collision and/or the Comprehensive option on older or less valuable vehicles, you can reduce your premiums.
Use an anti-theft system
Ask us for a list of theft prevention devices - the one time expense could more than pay for itself!
Drivers in BC who insure vehicles that are on the province's "high theft list" are often disappointed to find they must pay more. Ask us about the most stolen vehicles.