Doreen Potgieter, Your Financial Services Advisor in Chilliwach and the Lower Mainland

By: Doreen Potgieter  09-12-2011
Keywords: investments, retirement planning

What is your incentive?


Are you just starting out? That could be at age 25… just wondering where to begin but for many, starting out could be at age 50… just recovering from a major financial set back.

Building your financial strength is so much more than just investments. Depending on age, dependents, income level and your personality we are able to give you a clear understanding of how to build a solid foundation to withstand the unexpected events of life.

If you are young your great advantage is time. Einstein’s rule of 72 best illustrates that value. We have all heard the principle of: “pay yourself first”. So why do we have trouble putting thoughts into action? What does it take?

Avoid the pitfalls of instant gratification that numbs reality. Avoid the temptations that separate you from your hard earned money. Converting human capital (your labour) to financial capital (savings & investments) is the essence of retirement planning. Retiring does not have to mean too old to work. Retiring can be the announcement of your financial independence. Make it sooner rather than later.

Given the incentive, we choose to put off consuming today so that we can consume later.

What is your incentive?


Keywords: investments, retirement planning