In many ways, the financial events of our lives unfold in two ways: Events that we can control and events that we can’t control.
An example of a financial event that we can control would be buying a house: If it’s within our price range, we could buy it, but if it’s too much money, we’ll keep looking. However, a financial event that we can’t control would be a premature death, or a sudden disability, and this is where Risk Management Planning becomes especially important to a sound financial plan.
The process of risk management involves identifying how we can protect the people and the things that are most important to us so as to minimize the impact of their loss. Since the average person doesn’t have wads of money stuffed under their mattress, the best and most cost efficient solution to protect family members from injury or illness is Life Insurance.
As fully licensed Insurance Advisors, we are able to provide extensive knowledge and expertise in the application of risk management solutions.
The solutions and recommendations that we arrive at are solely aimed at satisfying our client’s needs and objectives.
Ken Peters, CFP, CPCA
Through our relationship with Assante Estate and Insurance Services Inc., here are some of the companies that we both utilize and trust with our client’s risk management needs: