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By: Bankruptcy Regina  09-12-2011

Does this sound like you?
Debra Coulter has been divorced for two years and has custody of her children. Her husband does not pay child support but Debra is managing to scrape by with her monthly income. The only problem is that now she is receiving notices in the mail about the money he owes. She knows she cannot afford to pay his bills on top of hers, what can she do?

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However, if you want to start the bankruptcy process now, it is possible to do so even though you are not working, which may help you get a fresh start. If you are not working, you have no wages to garnishee, so it may not be necessary to file bankruptcy until you return to work.