Amica Insurance - Reduce Your Homeowners Premium

By: Amica  09-12-2011
Keywords: Homeowners Policy

We offer several discount programs* for our customers with Amica homeowners, renters or condominium policies. You may already be benefitting from some of these discounts, and we'd be happy to talk with you about all of the available options in your state.

  • Multi-line discount: We'll give you a discount if you have both auto and home policies with Amica. A higher discount may apply if you have an umbrella policy, too.
  • Higher deductibles: Deductibles up to $25,000 ($10,000 for tenants) are available to you for additional premium savings. In many states, separate deductibles are also available for windstorm or hail losses.
  • Alarm system: Premium credits are available for burglar alarms, sprinkler systems and fire alarms.
  • New/Remodeled home credit: We include a discount in your homeowners policy if your home was built or has been remodeled within the last 60 years.
  • Automatic detection devices: You may be eligible for a discount if you have a temperature monitoring system, a water leak or gas leak detection system installed in your home.
  • Mitigation: We'll reward you for having windstorm-resistant features on your home.
  • Loyalty: We reward customers with a loyalty discount, because we recognize the value of a long-term relationship.
  • Claim-free: We'll lower your premium if you have no claims on your policy.

*Not all discounts are available in all states.

The information in this article was current at 06 Dec 2011

Keywords: Homeowners Policy

Contact Amica

Email - none provided

Print this page

Other products and services from Amica

09-12-2011

Amica Insurance - Life Insurance Products

6We currently service injury victims in the casualty, worker's compensation and self-insured marketplace. Standard form numbers ICC11 FGCLT02-01 and ICC11 CLT02-01 in most states. 1Not all plans are available in all durations and at all ages. 3Standard form numbers ICC09 ART01-01 and ART01-01. Some features may not be available in all states. 5Offered through Amica General Agency.


09-12-2011

Amica Insurance Products Insurance, Annuities, Personal Umbrella Liability Insurance, Marine Coverage

Coverage is underwritten by: Amica Mutual Insurance Company, Lincoln, RI; New Jersey Auto – Amica Property & Casualty Insurance Company, Lincoln, RI; Texas Homeowners – Amica Lloyd's of Texas, Sugar Land TX; Life Amica Life Insurance Company, Lincoln RI.


09-12-2011

Amica Insurance - Auto Discounts

Anti-theft devices: Amica reduces rates on the other than collision porition of your policy if your vehicle is equipped with a built-in anti-theft device such as. We have discounts for policyholders who successfully complete classes that help make them better drivers. We reward customers with a loyalty discount, because we recognize the value of a long-term relationship.


09-12-2011

Amica Insurance - Home Insurance

Please note that these are just a few of the enhanced coverage options available with our Platinum Choice Homeowners policy, and we have more options available to meet your needs. We'll provide worldwide liability protection for you and members of your household, and additional living expenses if you're unable to live in your home after a loss.


09-12-2011

Amica Insurance - Auto Insurance

Coverage for you and your passengers for expenses associated with injuries to you or your passengers. No matter how well you prepare, or how carefully you drive, auto accidents still happen. Liability coverage for damages you may be responsible for in an accident. You can trust us to be there for you during these unexpected times. We will provide you with coverage to protect you and your family.