Clarke Insurance -- services

By: Clarke Insurance  09-12-2011
Keywords: Insurance, vehicle, auto insurance

Take control of your auto insurance. We offer competitive and comprehensive coverage, and reward policyholders with good driving records.
It's a given you need auto insurance before you can drive any type of motor vehicle. And making sure you have the right level of coverage in place is important. That's because auto insurance protects against more than the cost of repairing or replacing your vehicle, it also protects your financial security.

Protect your financial security against liability claims.

Every auto insurance policy includes protection against third-party liability and for good reason.

Third-party liability insurance covers you if your vehicle injures someone else or damages their property and you are held legally liable. While every province requires a minimum amount of liability coverage, this amount is unlikely to be enough if the courts order you to pay a substantial amount of money in damages. To help avoid this potentially devastating effect on your finances, it's a good idea to purchase more than the required minimum.

Protect your vehicle against damage or theft.

Whether you drive a car, a motorcycle or some type of recreational vehicle, you'll want coverage to help pay for the cost of repairing or replacing it. There are the options you can choose from based on your needs and budget:

Collision provides coverage in case your vehicle hits another vehicle or object.
Comprehensive provides coverage for your vehicle against damage caused by unexpected situations including falling or flying objects, vandalism and the specified perils listed below (but not collision).
All Perils combines both Collision and Comprehensive coverage.
Specified Perils protects your vehicle against specific situations including fire, theft/attempted theft, some natural disasters, riots or civil disturbances.

You need affordable, full coverage to protect your home and valued possessions. We have the right policy for you.
Unfortunate events such as a fire, a burglary, or an accident can and do happen. That's why it's important to have home and property insurance in place to protect your financial security, your home and your personal belongings from damages, loss and liability claims even if you rent from someone else.

Protect your home and personal belongings against damage or loss.

If you own a home : Whether it's your main residence, a seasonal home or a rental property, you need insurance in case you incur damages or losses specified in your policy. What's more, your policy can cover items such as detached garages and sheds on your property, greenery and landscaping, furniture, artwork, computers and much more.
If you own a condominium unit : Your condominium corporation's policy only covers items that are part of the building. You still need your own insurance to protect any upgrades you make inside your unit and to cover your furniture and personal belongings.
If you rent : Your landlord's insurance protects your landlord not you. You still need insurance to cover your furniture, other personal belongings and any upgrades to the rental that you've paid for yourself.

When you purchase your policy, you can choose to insure your home and personal belongings against most unexpected situations or only against situations specified in your policy. You can also customize your coverage to protect very valuable items such as a boat or a special piece of jewellery.

Protect your financial security against liability claims.

In all situations : Whether you own or rent any type of home, you also need the personal liability coverage component of home and property insurance to protect yourself financially should someone sue you and be awarded damages for an injury that happens on your property. Liability coverage also helps protect you if you accidentally damage someone else's property something that can easily happen if you live in a condominium unit or apartment.

Build a secure future. We offer protection and peace of mind for commercial business clients.

Business clients require protection for many reasons. If rent or own the building that houses your business you may require insurance to protect your assets against fire theft or other loss. You also need to consider proper liability coverage to protect you and your business now and in the future financially. Damages may occur due to an accident that you could be responsible for and cause you to lose your security should someone sue you and be awarded damages for an injury that happens on your business property.

Keywords: auto insurance, Insurance, vehicle