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By: Risk-Can Underwriting Managers  09-12-2011

Risk-Can Underwriting Managers is a wholesale insurance organization dedicated to serving retail brokers throughout Canada. Specializing in Sports, Leisure, Culture, Tourism, Outdoors, Recreation, Hockey, Special Event and Entertainment insurance needs.

Risk-Can Underwriting Managers offers a program that is designed for group or individual exercise instructors, personal fitness trainers, gyms, health clubs and fitness studios. Risk-Can Underwriting Managers also has a program to cover the activities and events of the users of facilities that are privately owned or publicly owned and/or operated by municipalities, public agencies, colleges, universities, schools, hotel and convention complexes and any other public or private organization.

Group or Individual Exercise Instructors - Aerobic/Dance & Personal Trainers

  • If you are renting a facility, you and the landlord can be covered. 
  • If you are teaching water aerobics, juniors and seniors, the policy will cover you against negligence claims. 
  • If you are a business member you can cover all your employees wherever they teach working on the behalf of you.
  • If you have independent contractors working for you, we can include them in your policy for liability coverage.

Health Clubs & Fitness Studios

  • Activities at your facility including weight lifting, swimming, Jacuzzi, juice bars, whirlpool, courts and aerobics to mention a few examples can be included on the policy. 
  • Commercial General Liability on Exercise Equipment. 

Plan 1 – INDIVIDUAL

Up to $5,000,000 in Comprehensive General Liability, plus $1,000,000 in Errors and Omissions Liability coverages.

Provides premises & operations protection for claims arising from the facilities you own, lease or occupy.

Errors and Omissions Insurance protects your company from claims if your client holds you responsible for errors, or the failure of your work to perform as promised in your contract. Coverage includes legal defense costs - no matter how baseless the allegations. Errors and Omissions Insurance will pay for any resulting judgments against you, including court costs, up to the coverage limits on your policy.

Plan 2 - GYMS, HEALTH CLUBS, FIT NESS STUDIO OWNERS

Up to $5,000,000 in Comprehensive General Liability with additional coverage for employees, Errors & Omissions and facility equipment.

Provides premises & operations protection for claims arising from activities within your facility.



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The information in this article was current at 06 Dec 2011


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