Review of Critical Financial and Legal Aging Issues

By: Proactive Health Advisor  09-12-2011
Keywords: health care, Legal Documents

If your loved one became incapacitated could you pay their bills, make health care decisions for them and act as their advocate?

Families who are informed and prepared cope much better both in the short and long-term. Having legal documents in place becomes more important as health care options and life-sustaining therapies increase but don’t address quality of life issues or personal beliefs. In living longer we also need to prepare financial solutions that will not leave a financial burden on our families for our care needs. The public health care system is unable to keep up with the demand for care at this time and the Baby Boomer population will only compound this issue. Choice and dignity will come to those who take personal responsibility for planning ahead.

We prepare families to:

  • Know and honour their loved ones wishes for the:
    • type and extent of health care desired in different circumstances
    • location they would want to receive care
    • roles and expectations of family in care
  • Confidently make critical decision making in health crisis or incapacity
  • Establish funding for future care needs
  • Have current legal documents required for health and financial decision-making
  • Address Estate and final planning issues to reduce family burden
  • Organize and manage critical documents

PHCA understands the anguish families go through when they don’t have direction and legal authority to speak for their loved one. Family conflict is a frequent consequence that only increases under the stress and confusion that comes from being ill-prepared.

Questions to consider:

  • If your spouse had a brain injury today would you be confident making potentially life- altering decisions?
  • Could you legally access funds for your daily living needs or to pay for your spouse’s care?
  • How would severe illness or death emotionally and financially impact your family?
  • Would your family come together or be in conflict over critical decisions?
  • How thorough and current is your Estate Planning?
  • Would you be leaving a mess or an organized Estate if you died suddenly?

Keywords: health care, Legal Documents

Other products and services from Proactive Health Advisor


Housing Solutions Consultation | Proactive Health Advisors Calgary

Thinking ahead and putting yourself in a place where you can get increased care if needed may be the difference between a Nursing Home and community living. After a particularity difficult winter, Maria wanted to be with people, activities and have meals prepared, she was tired of living alone. PHCA will assess your options for future living needs, discuss funding options and ensure you have a plan to age in your preferred place.


Navigating the Health Care System

After an emotional meeting with Kari which described Joan as much more competent than her placement would suggest, it was agreed that we would meet and assess her mother for physical, emotional and cognitive health. Kari was distressed with the decision and wanted to know alternatives available that could provide the care her mother needed but outside of an institution.


Health Proxy | Proactive Health Advisors Calgary

As professional Nurses we can assist, or represent, your family in getting the information you may need by communicating with health care professionals and deciphering the medical terminology. We can work with your loved one here in the Calgary area directly and communicate with your family to ensure everyone receives up to date information and is involved with the care planning.


Sudden Illness or Incapacity Planning

This may have lasting negative impact if you have not prepared your loved ones in advance, and may be compounded by an absence of legal authority to represent them. PHCA can provide quality resources and referrals to professionals and services you may require during the planning process. Getting caught unprepared for a sudden illness or accident can have devastating effects on your life.


Parent Care Planning | Proactive Health Advisors Calgary

With support services to help care for Jean, Dennis’ health improved, his son’s stress level lessened and Jean enjoyed the interactions and support from the caregivers she got to know well. Most families believe they have done this, but in reality they have only scratched the surface and have unknowingly left a huge burden of unknowns for their family.


Medical Crisis Management | Proactive Health Advisors Calgary

We work to reduce stress and family conflict related to difficult health decisions during crisis,as well as reducing costs associated with reactive or unplanned care. Fortunately there was a caregiver in the home bathing his wife, Ann, who is no longer capable of calling an ambulance or getting help. PHCA worked with the family to put a plan in place that provided quality 24/7 care for Ann until Harry was able to return home.