Many employers have or are considering moving toward a self insured Short Term Disability Program. Dynamic Insight Corp. provides the policy, procedures and supporting documents that will improve the quality and cost effectiveness of your existing program or enable you to move your Business into a self insured structure.
Once in place, Dynamic Insight Corp. will offer to train your team on the implementation and management of the program as well as effective disability management strategies. If preferred, we will provide full and inclusive disability management services directly for your business.
Occupational and nonoccupational injury and illness can result in significant direct and indirect costs to a business. Dynamic Insight Corp. provides proactive disability management services to employers to ensure that employees return to work in a safe and healthy manner at the appropriate time. Well networked, this may include timely referrals, assessments and treatments for injured or ill employees.
Specializing in complex claim management, we are able to provide these services directly, review and give recommendations or train your staff on how to effectively do this. Review for possible cost relief and recoveries can be completed. We have developed and can provide you with a disability management program that can be modified to be workplace specific, meeting your needs. This may include developing a return to work program, a modified work program, policies and procedures, forms as well and training and implementing your team on the system. Some of our services include:
- Short and Long Term Disability Services, including liason and case management of sick time, short and long term disability cases whether self insured or managed by an insurance carrier
- Managing of Addictions and the recovery process
- Worker's Compensation
- Absentee Management
Many employers have established teams that manage WSIB/WCB claims and Short and Long Term Disability programs. On occasion, these teams require the assistance of medically trained and/or disability management experienced professionals when managing complex or unusual cases, appeals or critical incidents. Dynamic Insight Corp. has extensive experience and a network that allows us to provide these services.
At times this means intervening to prevent exposure to risk (for example managing investigations and relationships following a serious accident) or in order to minimize risk (for example providing recommendations with respect to medical information, what can be expected, and whether there is a disparity requiring action).Dynamic Insight Corp. does act as an independent appeal body for employers with self-insured and administered Short Term Disability policies.
It has been our experience that the management of psychological claims has become a challenge for many employers. Over recent years the frequency and duration of psychological and pain syndrome claims has increased significantly. Many employers have reported that psychological claims comprise up to 60+% of total short-term disability claim costs.
When these situations arise it is important to manage them in a timely manner, fairly and consistently. Dynamic Insight Corp. is able to offer adjudication, case management, expert opinion and consultancy services with respect to diagnosis, assessment of disability, restrictions and ability to work, reasonable treatment, prognosis and return to work. Intervention is key to successful management of these cases. Managing expectations and minimizing fear that is often associated with the return to work process is vital for success.Our experience with the implementation of our managed care system for dealing psychological claims is a 50-75% reduction in claims cost and duration. The system is cooperative, fair and transparent resulting in very few differences of opinion. The focus is on “Facilitating Healthy Outcomes
” (Dynamic Insight Corp.).
There are circumstances wherein the facilitation of rehabilitation and the return to work process needs to be managed on a one-on-one basis. Dynamic Insight Corp. offers Rehabilitation Consultant services to meet this need. Our extensive network of rehabilitation providers, as well as our knowledge and experience with rehabilitation and return to work program development and implementation enables us to provide efficacious service to insurers, rehabilitation companies and employers.
These services may take the form of field visits, return to work plan development and coaching, arranging assessments and treatment and/or coordinating and linking the stakeholders (the employee, employer, health care providers, union representatives and insurers). It is through the transparent and straightforward processes that Dynamic Insight Corp. is able to facilitate healthy outcomes
and come to case resolution.
The issue of the duty to accommodate has become significant and in many cases a challenge for an employer to manage. Many times it is a matter of confirming the presence of a medical disability, physical restrictions and deciding the best way to accommodate these in the workplace for both the business and the employee. On other occasions there may be a medicalization of occupational issues.
The medicalization of occupational issues occurs when an employee responds to a difficult or undesired situation at work or home by attending his/her physician who in turn writes a note that enables the employee to avoid the work environment or situation. This may be manifested as an absence from work, for example submission of a Worker’s Compensation or Short-Term Disability claim, requests for job modification, a schedule change, or a lessened workload. At times this is considerable challenge for the workplace with respect to operational costs, supervision, scheduling and morale.Dynamic Insight Corp. has developed a strategy for managing these cases in a fair and cost effective way. An accurate assessment of the medical situation and workplace issues being key elements of the process. Should there be cases like this in your workplace, Dynamic Insight Corp. is prepared to provide recommendations, manage the case through providing the service directly, or train your qualified staff to do so.
At times, disagreements with respect to the extent and duration of WCB or insurance benefits and entitlement do occur. This can be attributed to the nature and structure of the provincial Worker’s Compensation Boards in Canada, the complexity of claims submitted and the interests of stakeholders. It is important for these situations to be addressed quickly and in accordance with the applicable provincial systems, as the statute of limitations, procedures and protocols differ across the country.
Dynamic Insight Corp. has the experience and technical knowledge to develop and implement the most appropriate way of handling all levels of appeals. Should you have cases that require review for a possible appeal, submission of an appeal or representation at a hearing, Dynamic Insight Corp. is capable of providing recommendations, writing and presenting appeals and even training your staff to do so.
Complete Occupational Health and Safety assessment, program development, implementation training are available through Dynamic Insight Corp. The program is compliant with provincial requirements and modified to meet the needs and culture of the workplace. Consultancy services with respect to managing, appealing and responding to orders are also provided should the need arise. Critical incident management services available.